Judging from the amount of cards issued, the five major banks are still "big heads" at present, and the cumulative amount of credit cards issued accounts for 6 1.44%. Among them, ICBC is far ahead with the cumulative card issuance of 1.0 1 100 million, and CCB ranks second with 65 million cards, showing the momentum of continuous catch-up. The number of new cards issued is 1.299 million, and the growth rate of card issuance is 24.98%, both exceeding ICBC.
Forward-looking Industry Research Institute believes that bank credit card business is mostly concentrated in large and medium-sized cities. After years of market development and business promotion, the credit card market tends to be saturated, especially in first-tier cities. According to the "General Situation of Payment System Operation in 20 14 Years" issued by the Central Bank,
At present, the per capita credit card holdings in China are 0.34, while those in Beijing and Shanghai are 1.70 and 1.33 respectively. Therefore, it is an inevitable trend that the growth rate of bank credit card issuance will slow down in the future.