Yu 'ebao is a product of Ant Financial Service 20 13, which serves for balance appreciation and activity fund management. It can be used not only for shopping, but also for money transfer and credit card repayment. Simple operation and easy use. Today, I will explain to you how to use Yu 'ebao to pay back the credit card. Make a simple balance treasure and credit card strategy for everyone.
1. Open Alipay APP or log in to Alipay official website;
Everyone should pay attention to check whether the amount in the balance treasure is enough first, so as to avoid the final repayment failure due to insufficient amount.
2. Click "Credit Card Repayment" in the menu bar;
3. Click Add Credit Card;
Fill in, name and select the issuing bank. You can check the "Repayment Reminder" and choose the date of the reminder so as not to forget the repayment. Finally, click OK.
4. Click the credit card you just set on the "Credit Card Repayment" page;
Fill in the repayment amount. On the PC side, after clicking "Credit Card Repayment", options such as bank, cardholder's name and repayment amount will pop up directly. Fill in the repayment amount and click "Confirm Repayment".
5. Click "Select Payment Method";
Choose Yu 'ebao from the payment method.
6. Click "Pay Now" on the "Confirm Payment" page;
Everyone should pay attention to reconfirming the amount and bank card information before payment to avoid mistakes.
7. Enter the payment password.
Everyone entered the correct payment password and the payment was successful. After the payment is successful, you just need to wait for the bank to handle it.
I think it's convenient to pay back the credit card with Yu 'ebao. This is usually the way to repay, which is quick and convenient. Of course, if you are worried about forgetting the repayment date or easily missing the repayment reminder, you can choose to click the automatic repayment setting in Alipay and set the automatic repayment date and repayment amount, so you don't have to worry about missing the repayment date.
How soon can Yu 'ebao return the credit card? Pay attention to these two points in the repayment of Yu 'ebao!
Nowadays, in order to save the trouble of queuing up at the bank to pay back the credit card, many friends use the balance treasure to pay back the credit card directly. Although it is quick and convenient to repay the credit card with Yu 'ebao, many friends missed the repayment date because they didn't pay attention to their repayment period and a specific arrival time of Yu 'ebao. So how long will it take Yu 'ebao to pay back the credit card?
The arrival time of Yu 'ebao credit card depends on the amount and time of repayment.
I. Repayment amount
When using Yu 'ebao to repay the credit card, if your repayment amount is less than 50,000 RMB, it will arrive in 2 hours. If your repayment amount is more than 50,000 RMB, it will be regarded as an ordinary transfer, and the arrival time depends on your repayment time.
Second, the repayment time.
As mentioned above, if the repayment amount is more than 50,000 yuan, the time of arrival depends on the repayment time. If the repayment is made before 3: 00 pm on a working day, it will be received before 24: 00 on the next working day. If the repayment is made after 3 pm on one working day, it will be received before 24 o'clock on the next two working days. It should be noted that if you use Yu 'ebao to return the credit card on non-working days, it will also arrive before 24 o'clock in the next two working days.
There are also four banks including China Merchants Bank, China CITIC Bank, China Everbright Bank and Ping An Bank that support real-time payment. Therefore, if you use Yu 'ebao to pay back the credit cards of these four banks, you don't need to worry too much about the arrival time.
To sum up, the arrival time of Yu 'ebao credit card ranges from 2 hours to 2 working days. Therefore, friends who use Yu 'ebao to repay their credit cards must pay attention to their repayment amount and the prescribed repayment period, and set their repayment date accordingly to avoid repayment within the prescribed period.
Can I pay the credit card directly with the money in Yu 'ebao?
Yes, you can choose Yu 'ebao to pay when you return your credit card. The specific method is as follows:
First, after the mobile phone opens Alipay, find the item "Credit Card Repayment" on the homepage, and then click Enter.
Second, after entering the credit card repayment, find the credit card to be repaid and click Enter.
3. Enter the amount to be repaid, and then click Confirm Repayment.
4. After confirming the payment, you can use the money in the balance treasure to repay the credit card by selecting the balance treasure in the payment method.
Does Yu Can's Yu 'ebao still pay credit cards?
Yu 'ebao can return the credit card. Alipay itself has the function of credit card repayment. (Alipay Apple 12, ios 14, Alipay version 10.2.3)
The specific repayment steps of the credit card are as follows:
1. Open Alipay wallet and click on the credit card to repay.
2. Select the credit card to be repaid.
3. The repayment amount of the credit card will be displayed. If it is not displayed, you can manually enter the repayment amount, and then click Confirm Repayment.
4. Select the payment method. Choose Yu 'ebao to pay here.
5. Click to confirm the payment.
6. Enter the Alipay payment password. The repayment was successful.
First, the meaning of Yu 'ebao
Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.
Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.
2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.
Second, Yu 'ebao also pays the card processing fee.
From 2065438+March 26th, 2009, Alipay's Yu 'ebao will charge a service fee of 0. 1% for credit card repayment, with a minimum charge of 0. 10 yuan. If you repay in Alipay App, each person can enjoy the basic free repayment amount of 2,000 yuan per month, and the service fee will be charged at 0. 1% for the excess. If you repay on the PC side of Alipay, there is no basis for free repayment.
Credit card repayment is an online credit card repayment service launched by Alipay. You can use the available balance of Alipay account to quickly pay cartoons or online banking, and easily realize your own or others' inter-bank and cross-regional credit card repayment. Personal Alipay account is supported, but company account is not supported.
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How to repay the credit card with Yu 'ebao?
1, open the mobile phone Alipay APP.
2. Then find the option of credit card repayment in the service on the home page and click in.
3. Select the credit card that needs to be repaid recently and click in.
4. Then there is a charging rule at the bottom and a circle in front. Check whether you agree.
5. Then click to confirm the repayment.
6. Jump to the payment page, and then select the payment method.
7. You can choose Yu 'ebao payment among all payment methods. The premise is to ensure that there is money in the balance treasure.
This is the end of the introduction of Yu 'ebao credit card repayment, and the free amount of Yu 'ebao credit card repayment. I wonder if you found the information you need from it?