According to the identity and qualification of the applicant, it usually takes about 15 to 20 days for CCB to approve by stages. According to the identity and qualification of the applicant, after the outlets submit the materials, the branches will review the materials respectively. The audit time is about 2-3 days. During the audit, they will also receive a call back. After approval, a short message will be sent to the user and a card will be mailed. If you receive the SMS, you will receive the card within about 5 working days.

At present, there are generally two kinds of customers who use installment loans, one is credit card customers and the other is mortgage customers. If it is a credit card customer, the time is about 15 days. If it is a mortgage customer, it will take 20 days, because the mortgage customer still needs to apply for a credit card at the outlet, so the time will be relatively long.

Is CCB installment pass a debit card or a credit card?

Debit card is the installment payment service of China Construction Bank. CCB installment pass is the installment credit line approved by the bank for cardholders. It can be used in department stores, high-star hotels and other consumer businesses. Suitable for large durable consumer goods, child care and family consumption, and cannot be used for cash withdrawal and transfer. After using this card, you should repay it on time, otherwise your personal credit will be affected.