The Public Security Bureau has the right to freeze bank cards, but it depends on whether the bank card holder owes a bank loan, guarantee, has an overdue credit card, or has financial disputes with others.

For the above two items, if you are sued to the court, or the police apply to the court to freeze the funds in your bank account, such as;

1. The police handling the case petition to freeze the account.

2. The leader of the case handling unit shall review and approve the case and recommend freezing.

3. It is recommended to freeze the legal core of the legal room.

4. Approval and consent from the public security organs at or above the county level.

5. Bring legal documents, letter of introduction from your employer, and police officer certificate to the bank, and the bank will freeze the account.

However, the Public Security Bureau cannot directly freeze the bank card and needs to go through the court. The court sends a letter to the bank, and the bank responds and signs, freezing the account in accordance with regulations; only law enforcement agencies such as the People's Court, People's Procuratorate, and Public Security Bureau can request the bank to freeze the account. The maximum freezing period is 6 months, and the freezing period will be automatically revoked after expiration. There is no unfreezing period at all. As soon as the freezing period required by law enforcement agencies expires or the bank receives a unfreezing notice, the bank will unfreeze immediately.

What are the requirements for freezing a bank card?

The bank account will be frozen if the following conditions are met:

1. The bank card is a credit card

(loan debit card), if it is frozen, it may be that there have been abnormal transactions on the credit card.

2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

3. The bank card is a debit card.

If it is frozen, one is a false account freeze, which means that the bank will mistakenly provide more money to the depositor's account during the bank transaction, and then the bank may freeze more parts.

One is judicial freeze.

According to relevant provisions of the law, judicial organs can apply for ice cards from banks in order to handle cases.

At the same time, customs, tax authorities and other departments also have the right to freeze.

4. If the bank card password is entered three times in a row, the bank system will automatically lock the bank card password, similar to freezing, but not freezing.

It will be released automatically after 24 hours.

5. If your bank card expires without re-applying for a new card, the bank will freeze your expired bank card after expiration.

6. If multiple bank card losses are reported continuously, the bank will be frozen on suspicion of malicious reporting.

7. According to legal provisions, the People's Court, People's Procuratorate, Public Security Bureau and other law enforcement agencies may require banks to freeze accounts.

The maximum freezing time is 6 months, and the freezing will be automatically revoked after the expiration date.

Which department is responsible for freezing bank cards

Account freezing is the responsibility of the enforcement agencies of the courts, procuratorates and public security organs. The time limit for the people's court to freeze the bank deposits of the person subject to execution shall not exceed one year, the time limit for sealing up or detaining movable property shall not exceed two years, and the time limit for sealing up real estate or freezing other property rights shall not exceed three years. The bank account will be frozen if the following conditions are met:

1. The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has had abnormal transactions;

2. It can be appropriate For a bank card used for payment, the bank will determine the overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze the bank card of the person concerned;

3. The bank card is a debit card. If it is frozen, one is a wrong account freezing, which means that the bank will mistakenly provide more money to the depositor's account during bank transactions, and then the bank may freeze more parts;

4. If the bank card password is entered incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not frozen;

5. If the bank card expires without re-applying for a new card, the bank will lock the bank card password upon arrival. Freeze expired bank cards after the expiry date;

6. If multiple bank card losses are reported continuously, the bank will be frozen on suspicion of malicious reporting;

7. According to legal provisions, The People's Court, People's Procuratorate, Public Security Bureau and other law enforcement agencies can request the bank to freeze the account for a maximum period of 6 months, and the freeze will be automatically revoked after the deadline.

Legal Basis

"Provisions on Seizing, Detaining, and Freezing Property in Civil Execution by People's Courts" Article 29 The people's court freezes the bank deposits and other funds of the person subject to execution The time limit shall not exceed six months, the time limit for sealing up or detaining movable property shall not exceed one year, and the time limit for sealing up or freezing other property rights shall not exceed two years. Unless otherwise provided by law or judicial interpretation.

If the person applying for execution applies to extend the time limit, the people's court shall handle the renewal procedures for sealing, impounding, and freezing before the expiration of the period of sealing, seizure, and freezing. The renewal period shall not exceed half of the period specified in the preceding paragraph. one.