The interest rate is relatively high.

Bank of Communications Haoxiangdai is a consumer credit business launched by Bank of Communications Credit Card. Its starting amount is 1,500, 3,000 or 5,000 yuan, etc., and the installment rate is 0.93% for 3 installments; 6 installments The installment rate is 0.8%; the installment number is 0.72% for 12 or 24 installments. The interest rate will vary depending on the number of installments. Although the interest rate of Bank of Communications Haoxiangdai is relatively high, it is relatively reliable due to the reputation and strength of Bank of Communications.