Credit cards have a certain period of use, usually 5 years. Once expired, the credit card cannot be used. Therefore, cardholders need to renew their credit cards after their credit cards expire. Taking China Merchants Bank Credit Card as an example, let’s take a look at the specific card renewal methods.

How to renew the China Merchants Credit Card when it expires?

According to the regulations of China Merchants Bank, if the cardholder meets the renewal conditions, the China Merchants Credit Card will be renewed 2 months before the cardholder’s credit card expires. The bank will send a card renewal SMS notification. The new card will be sent to the cardholder's billing address one month before the card expires. There will also be a SMS notification after the card is sent. In other words, if the cardholder's credit card meets the card renewal conditions, China Merchants Bank will proactively mail the credit card one month before the credit card expires.

How to change the shipping address when the card is due for renewal?

Cardholders can download the Palm Life APP and enter "Renew card to change address" to modify the billing address. If the address change deadline for the SMS reminder has passed, you can call the credit card service hotline 4008205555 to be transferred to manual processing.

What should I pay attention to when renewing the card when it expires?

1. After the main card and supplementary card expire, the new card will be sent to the billing address of the main cardholder;

2. Under normal circumstances, the new card will have the same card number and face as the old card upon renewal. Due to reasons such as suspension of issuance of some credit cards, the card number and card face will change when a new card is issued upon expiration. The old card can be used until the expiration date;

3. After receiving the new card, please open the new card in time . When the renewal card number is the same as the old card, the old card will become invalid immediately after the new card is opened, and the account, limit, and points will be transferred to the new card. Please cut off the magnetic strip/chip of the old card and destroy it.

The above are some contents about the expiry renewal of China Merchants Bank credit cards. You can pay attention to them.