Surrender is equivalent to breach of contract. If you want to terminate early, you must be prepared to bear certain losses. Moreover, surrender also needs to follow the process. Surrender during the hesitation period is completely different from surrender after the hesitation period. Simply put, the money returned from surrender at different times is different. So, how to surrender Ping An Insurance? How to surrender Ping An Insurance? 1 Customer Service Center of the outlet: Go to the counter of the local outlet of Ping 'an with the Application for Termination of Insurance Contract, my ID card, insurance policy and a copy of personal bank settlement account passbook in the name of the insured; 2. Entrust others to the customer service center: customers need to take the insurance contract cancellation application, power of attorney, applicant's ID card, agent's ID card, insurance policy and a copy of personal bank settlement account passbook with the applicant as the account name to go to the counter of Ping 'an local branch; 3 Telephone handling: Compared with the first two methods, telephone handling is also a more convenient way, and the insured can call Ping An Insurance's customer service phone to surrender. Generally speaking, if the insurance company hesitates to surrender, the insurance company will refund the premium paid after deducting the cost. Surrender beyond the hesitation period can only recover part of the premium paid before, which is the cash value of the policy. There is a cash value table in the policy, and the general cash value increases with the increase of payment time. In other words, the sooner you surrender, the less you get.