Hello, paying the minimum payment on a credit card is not considered overdue. The minimum payment on a credit card itself is a credit card repayment method supported by the bank. Under normal circumstances, the minimum repayment of a credit card is 10% of the current bill amount. The minimum repayment needs to be completed before the final repayment date. If the final repayment date has passed, you cannot apply for the minimum repayment. Minimum repayments are not supported for credit card cash withdrawals and credit card bills that have been installed in installments. In this case, this part of the bill will be listed as the minimum repayment amount.