If the credit card has no transfer function, you can only collect (repay). In this case, you can only go to the ATM to withdraw your overflow deposit.

The specific steps of ATM withdrawal are as follows (taking rural credit cooperatives as an example):

Step 1: Insert the bank card, select the bank card corresponding to the ATM (ATM outside the bank needs to charge a handling fee), and put the magnetic surface into the socket according to the instructions on the card fetching machine.

Step 2: Next, the corresponding instructions will pop up on the automatic card reader. After reading the instructions, click OK to enter the next step.

Step 3: Please enter your password, and then enter your personal bank card password on the keyboard at the bottom of the screen. (Wrong input for three times will be locked)

Step 4: Select the "Withdrawal" service. After the password is entered correctly, enter the bank withdrawal interface, and you can click and select items according to your own needs.

Step 5: Select the withdrawal amount. If the amount you want to withdraw is not the amount prompted by ATM, you can select "Other Amount" and then enter the amount you want to withdraw (the withdrawal amount can only be a multiple of 100).

Step 6: Take the money away. Take out the bill within 30 seconds of spitting, or the ATM will swallow it.

Step 7: Exit the bank card. After withdrawing cash, click the card withdrawal option on the main interface.