Credit card withdrawal will generate withdrawal fees and interest, regardless of the bank and other banks, the charging standards are the same;

1. Handling fee:

Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction;

Handling fee for overseas cash withdrawal: it depends on the network used by customers. If you use the UnionPay network, the cash withdrawal fee is 3% of the cash withdrawal amount, with a minimum of 40 yuan RMB per transaction; If you take other networks such as MasterCard, you will be charged 3% of the cash withdrawal amount, with a minimum of $5 each;

2. Interest: no interest-free period; Interest will be charged at the daily rate of 0.5 ‰ from the cash withdrawal date until you repay the loan;

Example: Withdraw RMB 6,000 from China, handling fee: 150 yuan, and interest: 3 yuan per day.

Reply time: June 2020-17. Please refer to the latest business changes announced by Ping An Bank in official website.