After the credit card is overdue, there is a three-day grace period for repayment, because if you forget to repay the overdue bill, you will not get a credit report if you pay off the bill within three days. If the application is overdue by more than three days, it will be reported to the credit bureau.

When applying for an Agricultural Bank of China credit card, they will call for a credit check, and this credit check process will take at least a few minutes. After all, various questions will be asked. However, some cardholders have encountered strange things. The Agricultural Bank of China's credit reporting phone number only rang for a few seconds and then hung up. Before I could answer the phone, I wanted to know what this meant? Now Mr. Xicai will talk about his own views.

What does it mean when the Agricultural Bank of China’s credit reporting phone number hangs up within a few seconds?

In fact, many people have encountered this situation, but so far there is no definite answer. It is said that Agricultural Bank of China’s routine is so deep that ordinary people like us cannot understand it. In short, there are only two results, one is directly rejected, the other is directly passed without credit investigation. It is said that the second possibility is relatively high, because there are indeed people who were issued cards by the Agricultural Bank of China without a credit report.

However, no matter what the result is, you can directly check the progress of the Agricultural Bank of China's card application. As long as the progress shows that it is not under review, it means that it has not been rejected, so everyone just needs to wait patiently for the result. Anyway, The speed of card application for old farmers has always been relatively slow.

Of course, no matter how slow it is, there will be an approximate time, which depends on the card application channel. Generally, the results of applying at the Agricultural Bank of China credit card counter will be available in about 20 days, and the results of online card application will be available in about 10 days. If it continues to show that it is under review after the time, then there is a high probability that it will be out of luck.

To sum up, the Agricultural Bank of China’s credit investigation phone call hung up in just a few seconds. There may be two results. If you really don’t know which result it is and the application progress has not been updated, then it is best to The best way is to call the Agricultural Bank of China credit card customer service hotline directly and ask the customer service lady to help you check.