Generally speaking, the grace period of Guangfa Bank's credit card is only 1 day, and the repayment needs to be completed before 22 o'clock that day, so it is not overdue. Repayment beyond 22 o'clock will be recognized as overdue by the bank and reported to the credit information system, which will affect personal credit information.

However, it is worth noting that according to the credit card management method of Guangfa Bank, credit card holders of Guangfa Bank can apply for a three-day grace period once a year, which requires credit card holders to apply to the bank on their own initiative, otherwise there will only be a one-day grace period at other times. There is no three-day grace period.

The above is the introduction of the credit card grace period of Guangfa Bank. Need to be reminded that even if you miss the final repayment date, you must repay on time, otherwise it will have a bad impact on your personal credit and leave a record of dishonesty.