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The dual-currency credit card function of China Merchants Bank supports dollar consumption. China Merchants Bank credit card can be swiped at any credit card swiping machine in the world that supports international clearing organizations such as VISA, MASTERCARD or JCB, because the euro consumption will be automatically converted into US dollars by the international clearing organization. After returning home, you can choose to repay in US dollars or RMB (purchase foreign exchange for repayment).
On December 3, 22, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption for Chinese people.
after more than ten years of struggle and growth, China merchants bank credit card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China, and the leading diversified marketing platform in China", and won many honors at the same time. Adhering to the business philosophy of "change with you" of China Merchants Bank, China Merchants Bank's credit card constantly refreshes the cardholder's experience by virtue of product innovation and service upgrade, making it a leading brand in the credit card industry.
In recent years, China Merchants Bank has actively sought digital transformation of its credit cards, forged ahead, pioneered the construction of financial Internet, and created a technological legend in the domestic credit card industry.
a dual-currency card refers to a bank card with both RMB account and foreign currency (generally referred to as USD and EUR).
With the continuous improvement of living standards, traveling and shopping abroad has become a very common thing, thus forming a widespread demand for bank cards settled in foreign currency.
Therefore, many domestic banks have successively cooperated with international bank card organizations such as VISA (VISA) and MasterCard (MasterCard) to launch bank cards with RMB and USD settlement functions. In China, RMB settlement can be realized through UnionPay, and after going abroad, they can spend and withdraw cash at merchants and bank ATMs that support Visa or MasterCard, and settle in USD.
a dual-currency credit card is a credit card with RMB and USD settlement accounts, and its function is basically the same as that of a single-currency credit card.
Dual-currency debit cards also have RMB and USD settlement accounts, which can be used for deposit, withdrawal and consumption of RMB and USD, and have no overdraft function.