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Can I return my credit card in advance if I don't pay the bill?
Credit cards can be repaid in advance without bills.

But the prepayment of credit cards requires an appointment with the bank. Only after the application is successful can the prepayment procedure be handled.

In addition, prepayment by credit card installment will not reduce the installment fee, and the remaining installment fees need to be settled together when prepayment is made. Partial prepayment is not supported when handling prepayment, and full repayment is required at one time.