Based on the situations encountered in judicial practice, the Standing Committee of the National People's Congress discussed the meaning of "credit card" stipulated in the Criminal Law and explained it as follows:

"Credit Card" stipulated in the Criminal Law , refers to an electronic payment card issued by a commercial bank or other financial institution that has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

The "Interpretation of the Standing Committee of the National People's Congress on the Credit Card Provisions of the Criminal Law of the People's Republic of China" is a discussion of the provisions of criminal law by the Standing Committee of the National People's Congress based on the situations encountered in judicial practice. The meaning of "credit card" is explained. It was issued and implemented by the Standing Committee of the National People's Congress on December 29, 2004.

Extended information:

Notice of the Supreme People's Court, the Supreme People's Procuratorate, and the Ministry of Public Security on issues related to the jurisdiction of credit card fraud crimes:

High-level officials of all provinces, autonomous regions, and municipalities directly under the Central Government People's Court, People's Procuratorate, Public Security Department and Bureau, Xinjiang Uygur Autonomous Region Higher People's Court Production and Construction Corps Branch, Xinjiang Production and Construction Corps People's Procuratorate, and Public Security Bureau:

In recent years, the number of credit card fraud cases has increased year by year, and the number of victims has increased year by year. The credit card information applied for by a person in place A was stolen by a criminal suspect in place B, and the credit card information was withdrawn or consumed in place C. The criminal suspect attempted to evade criminal action through spatial transformation. In order to crack down on such crimes in a timely and effective manner, we hereby notify you of the jurisdictional issues related to the cases as follows:

For credit card fraud cases in which other people’s credit card information is illegally obtained through theft, bribery and other means and then used in other places, the cardholder shall The public security organs, people's procuratorates, and people's courts in the place where the credit card is applied for can file cases for investigation, prosecution, and trial in accordance with the law.

Laws and Regulations Database - Credit Card

Baidu Encyclopedia - Explanation of the Credit Card Provisions of the "Criminal Law of the People's Republic of China"