What is UnionPay mobile payment

China UnionPay mobile payment is an innovative payment method with the financial smart card in the mobile phone as the payment account carrier and the mobile phone as the payment information processing terminal. It not only combines the mobile phone with the bank card, but also "puts" the bank counter in the cardholder's pocket, and your mobile phone will become a personal POS machine in your pocket, and you can log in to the China UnionPay mobile payment client anytime and anywhere, making life simpler and safer.

China unionpay mobile payment ensures the security of information storage and transaction through intelligent security patent technology and hardware-level encryption system, and adopts the client-side mode, allowing users to easily experience financial services, commodity purchase, bill payment and other functions.

How to ensure security

UnionPay mobile payment uses the most advanced and safest intelligent encryption technology in the world, which can't be deciphered by hardware-level encryption. Double password protection (SD card password and bank card transaction password) is more secure than traditional bank cards and online banking. Therefore, if the mobile phone is lost, there is no need to worry about the loss of bank card information and the safety of account funds. After reporting the loss and reissue the smart SD card, it can continue to be used, and the majority of users can rest assured.

features of unionpay mobile payment

1. security

the high-level intelligent security patent technology leading the financial industry ensures information security.

Hardware-level encryption completely eliminates various risks such as Trojans, viruses, fake websites and hackers.

authoritative certification of China unionpay and national bank card testing center.

2. Convenient

In the coverage area of mobile phone network signal, you can use mobile phone payment services at any time, anywhere and at will, such as purchasing digital goods, completing mobile phone recharge, credit card repayment, self-service booking of air tickets and other functions.

using mobile phone client mode, the interface is friendly and the operation is simple.

what is unionpay mobile phone pay

unionpay mobile phone pay is unionpay mobile phone flash payment.

unionpay mobile phone flash payment is to realize offline non-contact payment for mobile devices such as mobile phones with non-connection technology as the core, and support remote online payment, including Apple, Huawei, Samsung, Xiaomi, Meizu, hammer brand Pay and HCE products.

China Unionpay Quick Pass used a mobile phone instead of a card to complete the flash payment transaction, and the mobile phone was simulated as a "bank card". Use this "bank card" to get close to the broken driver, enter the password and complete the transaction.

a mobile phone is a "bank card", because there is a chip similar to a bank card in the mobile phone, which can be understood as NFC. When all kinds of Pay are opened, a virtual card number will be applied to the bank, and this virtual card number will be written into the NFC chip in the mobile phone. At this time, this chip is simulated as a bank card, but this card is virtually invisible, and the bank has a record of this card, so payment can be made.

NFC can store multiple virtual card numbers, so it can bind multiple bank cards. Of course, due to the limitation of chip algorithm, the number of bank cards that can be bound by different mobile phones is also limited.

Extended information

Advantages of UnionPay mobile phone flash payment:

1. Bank card account management function

UnionPay cards can be bound in related mobile phone flash payment apps.

by clicking on the bound bank card, you can query the customer service phone number, SMS service, ATM nearby, points rules and other information, and you can also enjoy the following consumption management functions in 9 minutes:

(1) query the domestic and foreign rights and interests of the bank card;

(2) the function of quick browsing consumption details;

(3) consumption analysis function.

2. Mobile payment function

UnionPay China Unionpay Quick Pass users can realize daily consumption payment by sweeping, paying and collecting money on the front page of "Card Package" as long as they have tied their cards. In addition, if your bound bank card is enabled with mobile phone flash payment, they can realize "pay with one stroke" when using it, and they can complete transaction payment by putting their mobile phones near POS machines or self-service terminals.

3. Other functions

It is reported that other functions in China Unionpay Quick Pass APP, such as card opening and application of Class III bank accounts, inquiry and repayment of credit card bills, inquiry of debit card balance, inter-bank repayment, and mobile phone flash payment application card, are also being continuously optimized.

sogou encyclopedia-unionpay mobile phone flash payment

unionpay mobile phone payment

introduction: fast and safe instant payment software by registering and associating bank cards. Application Description Product Description:

"UnionPay Internet Mobile Payment" is a leading instant payment product that China UnionPay integrates rich online and offline resources to create for the majority of users. This product adopts the highest standard security mechanism in the industry to ensure the safety of payment, allowing you to easily manage bank card accounts and enjoy all kinds of intimate information inquiry, financial self-help, convenient payment, remote shopping and other services.

Supporting banks: At present, the banks that have started the authentication and payment of UnionPay Internet mobile phone clients are:

Credit cards: ICBC, Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank, Minsheng Bank, Industrial Bank, Huaxia Bank, China Everbright Bank, China Guangfa Bank, China CITIC Bank, Bank of Beijing, Shanghai Bank, Postal Savings Bank and other

debit cards. Highlights of China Everbright Bank, Shanghai Bank and Citibank: After this product is registered and logged in, you will be prompted to verify your identity. Please enter the correct number of the mobile phone you are using. This mobile phone number must have a unique correspondence with the entered bank card, otherwise it will not be verified. After authentication, the entered bank card will automatically become a payment account.

before using this product, you must confirm that you have reserved a valid mobile phone number in the bank. Because most credit cards have left their mobile phone numbers in the bank when they apply, it is not a problem for users who use credit cards to pay. If you pay by debit card, you need to reserve your mobile phone number by opening the service items of the bank:

Industrial and Commercial Bank of China: the mobile phone number is reserved in the card handling system (you can modify the mobile phone number at the counter or professional online banking)

Agricultural Bank of China: at least SMS notification service is opened

China Construction Bank: the mobile phone number is reserved at the counter. And open any e-banking business such as online banking, mobile banking, home banking, etc.

Bank of Shanghai: UnionPay card-free payment service must be opened at the counter

China Everbright Bank: electronic payment function can be opened (you can apply in the counter or professional online banking)

Bank card binding process:

You can add a bank card account in the account management column of this product, select a list of supported banks, and enter the card number, validity period and CVN2.

safety tip: please protect the bank card information and the login password of this client product to ensure the safety of funds.

product features: safe, fast and fashionable. Product features: 1. Easily bind and manage multiple bank card accounts, which is convenient for you to query the balance.

2. Pay water, electricity and coal bills anytime and anywhere (Shanghai, Jiangsu, Zhejiang and other regions have been opened at present).

3. Recharge telephone charges (direct charging of mobile phone charges of China Mobile, China Unicom and China Telecom).

4. Credit card repayment: It supports the credit card repayment business of major commercial banks in China, with simple operation and timely and accurate repayment.

Credit cards supported by repayment business: China Merchants Bank, China Everbright, Shenzhen Development Bank, Xingye, Ping An, CITIC, Ningbo, Guangfa, Bank of China (Shenzhen), Minsheng, Pudong Development Bank, Shanghai, Huaxia and Bank of East Asia

Debit cards supported by repayment business: China Merchants Bank, China Everbright, Minsheng, CITIC, Pudong Development Bank, Xingye, Huaxia, Ping An, East Asia and Shenzhen.

5. Location service and reservation payment: Use the LBS positioning function of mobile phone to realize location service, search the information of surrounding UnionPay discount merchants through your location, and provide an integrated service of online reservation and online payment.

6. Mid-Autumn Festival special offer: moon cake gift boxes in more than 2 cities such as Beijing, Shanghai, Tianjin, Chengdu, Dalian, Kunming and Shijiazhuang were opened for online purchase, and QR codes were received by SMS to realize on-site acceptance of goods (QR code SMS can directly send any mobile phone number and support personalized greeting input).

more functions and applications will be launched soon, so stay tuned!

what are the benefits of paying by unionpay mobile phone?

Benefits of using UnionPay mobile phone payment:

1. There is no need to open online banking, the procedure is simple, and there is no need for multiple page jumps;

2. Simple opening or registration;

3. A variety of payment methods, such as authentication, fast, small amount, stored value card and online banking;

4. security, and mobile phone verification code is required for payment;

5. There are many banks supported, and currently more than 18 banks are supported;

6. There are many supported merchants, and they have been strictly audited by UnionPay.

Mobile payment service is a new service provided by China UnionPay, with the support of commercial banks, in conjunction with mobile operators, to operate bank card accounts through mobile phones to complete payment transactions. This service connects the wireless communication network of mobile communication operators with the banking financial system, making the mobile phone a personal financial payment terminal that can be carried at any time, anywhere, and the cardholder can enjoy the financial payment service at any time and anywhere without leaving home.

what's the difference between unionpay mobile payment and unionpay accompanying payment?

the difference between unionpay mobile payment and unionpay accompanying payment:

1. unionpay mobile payment: China unionpay mobile payment is an innovative payment method with the financial smart card in the mobile phone as the payment account carrier and the mobile phone as the payment information processing terminal. It not only combines the mobile phone with the bank card, but also "puts" the bank counter in the cardholder's pocket, so that the customer's mobile phone will become your personal POS machine in your pocket, and you can log in to the China unionpay mobile payment client anytime and anywhere, making life simpler and easier.

1. Enjoy the benefits:

In the coverage area of mobile phone network signal, you can use mobile phone payment services at any time, anywhere and at will, such as purchasing digital goods, completing mobile phone recharge, credit card repayment, self-service booking of air tickets and other functions.

using mobile phone client mode, the interface is friendly and the operation is simple.

2. Basic services:

Convenience services: payment of water and electricity charges, mobile recharge, China Unicom recharge, telecom recharge, direct national telephone charge and other services.

financial services: financial services can realize balance inquiry, bank card transfer (to be opened soon) and credit card repayment.

Recreation and entertainment: you can book movie tickets and purchase Junwang game cards with mobile phone payment.

business travel service: mobile payment users can make telephone ticket reservation and self-service ticket reservation.

3. The "bill" function can be used to pay bills by mobile phone, and the prepaid bills can be automatically called up online in the bill interface. You can view the "paid bills" and "invalid bills" through the options menu or manually refresh the bill interface. After successful payment, the interface will be refreshed immediately, and the bill information paid before will no longer be displayed in the bill interface. This bill information can be viewed in the "Paid Bill" interface.

second, with unionpay: China unionpay integrates rich online and offline resources to create a leading instant payment product for the majority of users. This product adopts the highest standard security mechanism in the industry to ensure the safety of payment, allowing you to easily manage bank card accounts and enjoy all kinds of intimate information inquiry, financial self-help, convenient payment, remote shopping and other services.

1. Enjoy the benefits:

(1) Easily bind and manage multiple bank card accounts, so as to facilitate your balance inquiry.

(2) Pay for water, electricity and coal anytime and anywhere.

(3) phone bill recharging (direct charging of mobile phone bills of China Mobile, China Unicom and China Telecom).

(4) credit card repayment: it supports the credit card repayment business of major commercial banks in China, which is simple to operate and ensures timely and accurate repayment.

(5) bank card preferential information.

(6) convenient and quick card recharge service.

how is unionpay voice payment made?

1. introduction of unionpay mobile payment: you only need a savings card and a mobile phone with unionpay logo, and you can easily complete the payment without opening online banking.

ii. usage scenario: only Taobao transaction payment is supported. iv. unionpay mobile payment process. 1. When shopping in Taobao, select "unionpay mobile payment" (Postal Savings Bank) under the label of Alipay cashier's savings card. 3. Unauthenticated customers: fill in * * * real name, ID number, bank card number and mobile phone number to authenticate customers: fill in ID number, bank card number and mobile phone number and click "Next" 4. 5. Can UnionPay mobile payment be recharged? A: No.

6. Can I use red envelopes, shopping vouchers and integral treasure when paying by mobile phone? A: It is not supported. 7. What is the payment limit of UnionPay mobile phone? The daily limit handling fee for single limit of customer type failed to pass the real-name authentication. 5 yuan (including 5 yuan) and 1 yuan (including 1 yuan) will be charged at 1% of each transaction amount.

1 yuan is the lowest, and 25 yuan is the highest (in case of refund, the handling fee will not be refunded). 1 yuan (including 1 yuan) has passed the real-name authentication, with a price of 5, yuan (including 5, yuan). VIII. What should I do if I don't receive a call from UnionPay? Under normal circumstances, UnionPay will call you right away. Please be patient. If you still don't receive the call after 1 minute, you can click the "redial mobile phone" button at the bottom of the page and UnionPay will call again. Nine, UnionPay mobile payment Why has the bank card been deducted, but it is not displayed in Alipay? It may be caused by the exchange of network information and will be resumed on the second working day.

if the next working day is not resumed, please call AliPay customer service hotline at 571-88156688.