Consequences of overdue credit card: 1. Credit cards do not require the borrower to bear the liability for breach of contract, which is generally a high penalty interest and liquidated damages; 2. Collection by financial institutions; 3. If the credit card is overdue for 90 days, it may be sued by the banking institution.

Legal objectivity:

Article 577 of the Civil Code: If a party fails to perform its contractual obligations or fails to meet the contract obligations, it shall bear the liabilities for breach of contract such as continuing to perform, taking remedial measures or compensating for losses. Article 675 The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time. Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.