The act of withdrawing a credit card, swiping it out and then withdrawing it, will be recognized as cash withdrawal by the bank under certain circumstances. This behavior will have a certain impact on the withdrawal and installment of credit cards, and even lead to the reduction of bank credit cards, credit card freezing and even card closure in serious cases. Banks will monitor this behavior because it involves illegal operation or fraud. In order to maintain personal credit records and good bank relations, such consumption is not recommended.