Maybe you exaggerated the aura of disabled soldiers. In addition to the various preferential treatments stipulated in Article 36 of the Regulations on Pension and Preferential Treatment for Soldiers, you should also discount and find fault in various places. There is no provision for preferential treatment for those who are unable to repay credit card arrears. You are treated as a civilian, either find a way to pay it back or wait for the bank to deal with it.