The advantage is that it is easy to use, but the disadvantage is that you will have to pay a fee.

1. Advantages: Easy to use: China Merchants Bank International Student VISA Credit Card supports global payment. Whether at home or abroad, you can easily use the card for consumption payment. It has advanced payment functions, including electronic payment, online payment, etc., which can meet the various payment needs of international students.

2. Disadvantage: Fees will be paid: using China Merchants Bank International Student VISA Credit Card requires paying a certain annual fee and handling fee. International students who fail to properly plan and manage their finances will face debt risks.