The credit cards we usually talk about basically have the basic functions of overdraft consumption and cash advance. When using credit cards, you can choose the lowest repayment business; Credit cards can also be used for online shopping and large-scale installment shopping.

Under normal circumstances, credit cards can be used in supermarkets, electrical appliances cities, shopping malls, restaurants, hospitals, networks, telecommunications and other places, and small businesses with POS machines can also swipe their cards (credit cards can be swiped where debit cards can be swiped). Therefore, if your credit card is a UnionPay single-currency card, you can use it on the POS machine of any merchant at home and abroad or on the counter with UnionPay logo. If it is a dual-currency card or multi-currency card of RMB and foreign currency, it can be used in the credit card channel of UnionPay, or it can be settled in the credit card channels of international credit card organizations such as VISA and MasterCard.