Huaxia Bank's credit card products provide you with basic functions such as overdraft consumption, cash advance and installment payment, and the Huaxia Bank credit card mentioned in your question is no exception. In addition, this special credit card can also provide other services.

You should know very well that this kind of credit card is specially designed for car owners. It is very convenient to pay the ETC fees of vehicles, and generally there will be certain discounts.

To sum up, as long as you are a car owner and have no other special needs for credit cards, this Huaxia Bank credit card is still relatively easy to use.