My credit card bill date of Postal Savings Bank is 12 every month. Is my repayment date from 1 to the 2nd of next month? When is the best time for consumption?

The repayment date of postal credit card is 20 days after the bill date. The calculation of repayment date must distinguish between big month and small month.

For example, July 12 is the billing date, July has 3 1 day, and 20 days after the billing date is 19+ 1, that is, August 1 is the repayment date.

Credit card spending on the second day of the billing date enjoys the longest interest-free period.

Swipe your card on the day of the bill and enjoy the shortest interest-free period.

Only when you can't repay in full, you will choose installment repayment and minimum repayment amount, both of which are charged. Installment fees are charged for installment repayment, and interest is charged for the minimum repayment amount.

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