These two banks are not the same bank.

1. Wenzhou Lucheng Rural Commercial Bank is a rural commercial bank located in Lucheng District, Wenzhou City, Zhejiang Province. Founded in 2005, it provides a variety of financial services, including deposits, loans, settlements, credit cards, etc.

2. Shanggao Fumin Village Bank is a village bank located in Shanggao County, Jiangxi Province. It was initiated and established by Lucheng Rural Commercial Bank, Wenzhou, Zhejiang. Fumin Rural Bank is a banking institution that provides financial services to farmers, agriculture and rural economic development.