Which loan app is easier to pass the review?

Recommendations for loan apps that are easy to pass the review:

1. Flash Silver, which claims to be a 3-minute credit assessment, is not the only one, and the actual test is OK;

2. Cash Bus, borrows for half a month, suitable for short-term;

3. Miaodai, college students can borrow less than 5,000 yuan in seconds, student loans;

4. Xicai.com loan, loan There are many products, and there will be professional customer service to help you find a deal, free of charge;

5. Quick loan, you can borrow 10,000 to 100,000, and the review will take a few minutes;

6. Cash Loan, the amount is relatively low, and the approval is quite fast;

7. Micro-amount quick loan, similar to cash bus, the money is not much;

8. Loan immediately, the official said the best Loan in three minutes;

9. Credit wallet, starting from 1,000;

10. Classmate loan, application loan interest is 0~15.6, which is lower than the interest rate of credit cards and similar companies;

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Note: However, for different groups of people, mobile loan APP products are also very different. From application conditions to loan interest rates, they are so diverse that it is dizzying. If you want low interest rates, bank loan products are your first choice. On the other hand, if you want low thresholds and easy loan application, then you may have to pay the price of money - high interest rates. You can't have your cake and eat it too.

Online loan risk reminder: Those loans that ask you to pay upfront or pay the first month's interest are all scammers. Be careful, they won't give you money after you pay. As long as the money is not credited to your card, anyone who collects your money by borrowing money for packaging, paying the first month's interest, handing over funds for verification, activating funds, or operating the deposit remotely is a scammer!

What online loans are easy to apply for

It is recommended that you choose formal banking channels to apply for a loan, such as the Agricultural Bank of China’s “Online Loan”.

NetJie Loan refers to a small-amount consumer loan that is issued by Agricultural Bank of China in cash to individual Agricultural Bank of China customers who meet specific conditions. Customers apply for it by themselves, receive it quickly, automatically approve it, and use their credit themselves.

The following is the application process through Mobile Banking:

Step 1: Please log in to Mobile Banking and click the "Loan" option on the homepage, as shown in the picture:

Step 2: Select the "Wangjie Loan" product, as shown in the figure below:

Step 3: Enter the Wangjie Loan introduction page. The pre-loan amount will be displayed at the top of the page. Click Apply Now. As shown in the picture below:

Step 4: Enter the application page, select the loan purpose, borrowing and repayment account (requires a PalmBank registered account), confirm personal contact information, and check the box below Agree to the options, and then select Submit, as shown in the figure below:

Step 5: Select the loan, enter the contract information interface, confirm that the information is correct, click "Next" to enter the face recognition authentication, and click "Start" Authentication" and after the authentication is successful, enter the final signing interface, click "OK", and after verifying the security tool (K Bao or K Order), jump to the signing interface. After the signing is successful, you can directly click the "Lending" operation.

Warm reminder: The application time for Wangjie Loan is from 7:00 to 22:00 every day, and there is a daily maximum limit. If the limit for the day is exceeded, the system will prompt "The amount that can be applied for today has been exhausted." , please apply again the next day." The quota will be restored at 7:00 am the next day.

From July 25, 2019, new customers of Wangjiedai can apply for loans through personal mobile banking channels or super counter channels. Applications through personal online banking channels have been suspended, but they can still handle loan inquiries and repayments. ; For existing customers, personal online banking can conduct loan inquiries and repayments, but cannot provide loan disbursements. If loan disbursement is required, it must be handled through personal mobile banking.

Agricultural Bank of China loans are actually subject to system approval. If you have any other questions, you are welcome to consult the local personal loan center.

(Answer time: April 14, 2021. In case of business changes, please refer to the actual situation.)

The easiest loan app to review

1. Atomic Loan

Formerly known as Jisu Loan, it is an unsecured purely online credit loan product.

Loan amount: 500-1,000 yuan for Moonlight Full, 2,000-20,000 yuan for Atomic Loan

Loan time: 1-4 weeks for Moonlight; 3-24 periods for Atomic Loan

Payment time: The fastest payment time for Yueguangzu is 10 minutes, and Atomic Loans arrive in the account in an average of 1 day

Rong360 editor reminds: This loan is simple to review and fast to disburse, basically As long as the sesame score exceeds 600 points, you can place a payment in 15 minutes.

2. Yongqianbao

A purely online credit loan APP, suitable for people with short-term difficulties.

Loan applicants: white-collar workers or blue-collar workers with a fixed income, regardless of occupation.

Loan amount: 500-5,000 yuan

Loan period: 7-30 days, short-term turnover

Loan interest: differentiated pricing, daily interest rate 0.25-0.3

The review and credit time: the fastest payment time is 30 minutes

Rong360 editor reminds: There are four credit levels for using Qianbao, green card, blue card and silver card And the gold card, the gold card has the highest limit, and the limit can be increased after successful repayment, but overdue reminders are said to be very powerful.

3. Home Credit Cash Loan

Another loan product launched by Home Credit after installment loan.

Applicants: Employed, monthly income no less than 2,000 yuan

Loan amount: between 5,000-40,000 yuan

Loan interest: monthly interest rate 1.5- 1.7, there are certain management fees and service fees

The review time: the fastest review time is 45 minutes, and the loan is usually released on the next working day

Rong360 editor reminds: In addition to your ID card, you also need to submit a supporting document, including social security card/medical insurance card, driver's license, bank card, household registration booklet, and work license, at least one of the five items.

4. Loan money

A credit loan APP product that students at school can also apply for

Loan amount: 500-2,000 yuan

Loan period: 1-3 months

Loan interest rate: daily interest rate 0.03, but the repayment method is a one-time repayment of the principal upon maturity

Key reminder: Personal holding is required The second-generation ID card requires front and back photos, and authorization from the operator is required.

5. Quick Loan Loan

A mobile loan APP product.

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Loan period: 1-6 periods for quick loans, 6-24 periods for large loans

Approval time for disbursement: 10 minutes at the fastest for quick loans

Rong360 The editor reminds: To apply for this opportunity, you must have a Taobao account and your mobile phone must be registered with your real name; those with social security provident funds can get large loans.

6. Magic Cash

A mobile loan APP product.

Loan amount: 1,000 yuan-5,000 yuan

Loan period: 28 days

Audit and disbursement time: disbursement on the same day

Rong The editor of 360 reminds you that you can basically make a payment with your real-name mobile phone number, and the payment ratio is high.

7. Jianghu Emergency

Loans that can be applied for on WeChat and mobile APP

Loan amount: up to 1,000 yuan

Loan period : 1-4 weeks

Audit and credit time: 10 minutes at the fastest

Rong360 editor reminds: You can basically place a payment after filling in the information completely, but there is a disadvantage. Overdue credit reports will be reported to the People's Bank of China, so be especially careful about this.

8. Caocao Loan

Another microfinance product under Paipaidai

Applicant group: white-collar workers and college students

Loan amount: 200-3,000 yuan

The review and disbursement time: the fastest is 30 minutes, usually the same day can be disbursed

Rong360 Editor: Without telephone review, the loan will not be collected letter.

9. Flash Loans

Short-term credit lending products

Loan amount: 1,000-10,000 yuan

Loan period: 21 days

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Time for review and deposit: the fastest payment will be made on the same day

Rong360 editor reminds: The payment for lightning loan must be bound to a credit card. Without this as a guarantee card, the money cannot be borrowed. .

10. Cash Bus

Emergency small credit loan product

Loan amount: 500-1,000 yuan

Loan period: 7 days , 14 days

The review time is: 20 minutes at the fastest

What are the easiest loan apps to review

Hello, the easiest online review To borrow money, what are the loan apps that are easiest to pass the review, and which ones are the most reliable for direct payment. Compared with other loan methods, online loan platforms are convenient to apply for loans and disburse money quickly. However, when applying for online loans, be careful to choose a formal and large platform to get more money. Good protection of personal interests and information security. Also be careful not to pay pre-loan fees to avoid being cheated.

It is recommended that you use Youqianhua. Youqianhua is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018). The big brand relies on Spectrum rates are low and trustworthy. Money to spend - Manyidai, the loan limit is up to 200,000 (click the official free test limit), and the daily interest rate is as low as 0.02. It has the characteristics of simple application, low interest rate, fast loan, flexible borrowing and repayment, transparent interest fees, and strong security and other characteristics.

Share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

What are the easiest and simplest loan apps?

Huabei, Jiebei, Baitiao, Wanlipay, Lakala, Cash Loan, Microloan, Flash Silver, 58 Spending, Flash Loan Jianghu Relief, Cash Bus, Ping An Easy Loan, Quick Loan (Talent Recruitment) Qian Guanjia), Bank of China Consumer, Bank of China, 51 Hour Loan, Instant Loan, Love Money to Borrow, Fingertip Loan, Qingqin Small Loan, Pocket Money, Emergency Wallet, Instant Borrower, Paipai.

Introduction to mainstream loan APPs

Jiebei: A consumer credit product under Ant Micro-Loan. Users with a Sesame score of no less than 600 will have the opportunity to use personal consumption loans. Users can apply For loans up to 50,000 yuan, the applied amount can be transferred to Alipay balance. The maximum repayment period of "Jiebei" is 12 months, and the daily loan interest rate is 0.045. You can borrow and repay at any time.

Jingdong Baitiao: The main content of Jingdong Baitiao is that consumers can apply for up to 15,000 yuan when shopping on Jingdong and repay in installments within 3 to 24 months.

Which Pay: Wan Sui Pay is a small consumer loan launched by Suning Consumer Finance Co., Ltd. Users can use Wan Sui Pay to pay directly when shopping, and enjoy limit increases, 30-day interest-free during the preferential period, and over-the-counter loans. Low fee installments, etc.

Lakala: Lakala Financial Services Group is a comprehensive Internet financial services company with many subsidiaries including personal payment, corporate payment, credit reporting, small loans, and P2P trading platforms. In 2014, the compound annual growth rate of the group's various businesses exceeded 100, and the payment transaction volume exceeded 1.8 trillion

Cash Bus: Cash Bus CashBUS is a company that provides micro-amount personal credit loan services. Through big data Technical analysis of massive data information provides individuals and enterprises with rapid credit assessment and small loan transaction services.