It depends on the length of time. Generally, we will not collect debts and the debts owed are not too much. If the time is longer, we usually call first. If you don’t pay back, you will be sued. Then the court will come to you. See if the cash withdrawal amount is enough. If it's less than 4,000, you can withdraw it and repay it within 20 days before the repayment date. In this way, you will become a debt arrears next month, but you will have to pay a high cash withdrawal fee.