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Benefits of using credit cards starting with Bank of Communications 62 in Hong Kong and Macao.
Free of currency conversion fee. Use the 62-prefix UnionPay card overseas to take the UnionPay network free of currency conversion fee. At present, 62-prefix UnionPay cardholders can use credit cards and withdraw cash from ATMs in 90 countries (regions) covering five continents, including Europe, America, South Korea, Japan, Southeast Asia, Hong Kong, Macao and Taiwan, Australia, New Zealand, Middle East, South America and Africa.
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