After paying with a visa credit card, it shows that the payment was in US dollars. How do I repay it?
The bank will send you a bill at that time. The bill will show how much RMB you need to repay after conversion. You can just repay the money as normal, but the prerequisite is that you need to activate the foreign exchange purchase function. I will do that later. Said in detail.
1. VISA credit card is a credit card jointly issued by the issuing bank and VISA International Organization. This credit card can be used at VISA authorized merchants worldwide. The credit card has the VISA international logo on it. VISA is an international card issuing organization. VISA International is operated and managed by Visa International Service Association (Visa International Service Association) located in San Francisco, California, USA. VISA International is a non-stock, non-profit international bank card organization composed of more than 21,000 members of financial institutions around the world. Internationally, BankAmericard also had a number of other names before it was called Visa, and BankAmericard's "blue-white-gold" graphic is also used on these cards. Bank cards with the visa logo can be used within the network coverage of visa. Therefore, visa, like UnionPay, does not issue cards itself. It represents a network. If you hold a visa card, you can use it at any bank with the visa logo. Card swiping services are provided at ATM machines and POS machines. Both debit and credit cards can have the visa logo on them. Currently, all well-known domestic banks can apply for visa debit or credit cards.
2. You can apply for a VISA credit card at a bank. If you apply at an outlet, you need to bring your original identity certificate, a copy of your work certificate, a copy of your financial certificate and other supporting materials to a nearby bank branch to apply. . You can also apply on the bank’s APP, which is very convenient.
3. After swiping US dollars with your VISA credit card, you need to activate the foreign exchange purchase function to repay in RMB. The general methods for activating the foreign exchange purchase function are: (1) Bring your ID card and credit card to the branch of the credit card bank to activate it. (2) Dial the bank customer service number and activate it through manual service. (3) Log in to the official website of your credit card bank to activate it. After it is opened, the borrower only needs to deposit the corresponding RMB in the credit card, and the repayment deposited will be automatically converted into US dollars, and priority will be given to repaying the cardholder's US dollar bill.
How to repay the credit card visa account consumption?
How to repay the credit card visa account consumption? On the one hand, dual-currency credit cards can facilitate our overseas consumption, but on the other hand, they bring trouble to our repayments. Suppose A applies for a credit card with two accounts, UnionPay and Visa. How to repay the credit card for consumption in the Visa account?
1. Can the associated savings card be repaid automatically?
2. For unlinked accounts, foreign exchange can be purchased and repaid over the phone
If there is no associated account bound to the credit card, then the cardholder has many ways to repay the account balance. choose. First, you can deposit the corresponding amount into your credit card account at the bank counter. Although this method is straightforward, it is likely to require a long waiting time in line, and the cardholder may not have enough money on hand.
Secondly, cardholders can purchase foreign exchange and make repayments at bank outlets that have enabled the "private foreign exchange purchase" function. Of course, this method also inevitably involves waiting in line. A relatively convenient way is to deposit a sufficient amount of RMB in your credit card and then call the customer service number of the credit card center to purchase foreign exchange and repay over the phone. It should be noted that ICBC, Bank of China, Shanghai Pudong Development Bank, etc. stipulate that funds deposited in credit card accounts will be used first to repay arrears in RMB accounts. Only when there is an overflow deposit in the RMB account, the excess deposit can be used to purchase foreign exchange over the phone. repayment, therefore, the cardholder must deposit enough funds to pay off both accounts.
Can the VISA card be used in China? The repayments are the same! Thank you?
Visa cards can be used for domestic consumption, but merchants must activate the Visa payment function.
In the process of swiping your card, you should pay attention to the following matters:
1. You have to find a POS machine that accepts VISA channels. Starbucks and hotels with four stars or above generally have them. Chain supermarkets may have them (such as Testco, AEON), but generally you cannot find this type of POS machine in convenience stores.
2. Although you are using a VISA card, the price is still denominated in local currency. That is to say, if you use a single-label VISA card to spend, the payment is still in RMB.
3. When using a VISA credit card in China, after receiving the RMB payment request, the VISA organization will first convert the RMB into US dollars and credit it into the cardholder's US dollar account. After that, the cardholder needs to purchase US dollars in RMB for repayment. payment.
Using a visa credit card for domestic consumption will face two losses:
1. Currency conversion fee: you need to pay a currency conversion fee of 1-2;
2 . Exchange rate conversion fee: the exchange rate difference between buying and selling between RMB and US dollars.
How to repay the VISA single label card? This method saves time and effort
Many cardholders are worried about how to repay the money after using VISA single-label cards overseas. After all, the VISA single-label card uses US dollars for consumption, and you cannot directly repay in RMB. You can only go to the bank to purchase foreign exchange to repay, which is very troublesome. However, here we introduce to you a repayment method that can be operated online without going to the bank, which is convenient, fast, and saves time and effort.
This method is the credit card repayment function of WeChat. As long as you upgrade the WeChat version to the new version, you can repay the bill.
The specific repayment process is as follows:
1. Open WeChat, click "I-Pay-Credit Card Repayment" to enter the credit card repayment page;
2 , click "Add Credit", enter the cardholder, , bank, click to confirm the addition, and bind the VISA single-label card you want to repay;
3. Return to the credit card repayment page, click on the bound VISA single-label card, activate the bill checking service through bank verification, and query bill information;
4. The bill information page will automatically allocate the repayment amount according to the remaining repayment amount, just press the full amount prompted on the page Just pay it back.
It should be noted that WeChat repayment is now charged. Although the repayment is to a VISA card, the repayment is still in RMB, so the billing fee is collected in the same way as for RMB bills. , the handling fee is charged based on the amount of each repayment, with a minimum of RMB/transaction.
The above is the relevant introduction to "How to repay VISA single-label card". I hope it will be helpful to everyone. All in all, if you don’t want to go to the bank to buy foreign exchange and repay after using the VISA single-label card, you might as well try the card repayment function of WeChat. In addition to charging a handling fee, it is relatively time-saving and labor-saving.
How to repay the payment in US dollars after paying with a visa credit card?
If the payment in US dollars is displayed after paying with a visa credit card, you can repay in RMB.
Visa is universally accepted, and shopping can be done through internal or external machines in China. It will be automatically converted during repayment. If it is a dual-currency card issued by a domestic bank, it will be converted into RMB for repayment.
When using US dollars or other purchases with a visa credit card, since the merchant will only charge the currency of the country, we also need to pay back the equivalent value when repaying. Banks provide a service called purchasing exchange.
You need to deposit enough RMB with your credit card before purchasing foreign exchange. Bank staff will purchase foreign exchange according to the exchange rate of the day, and it is usually processed on the second working day.
Extended information:
1. Visa card
The most popular Visa card in the world, enjoys convenient, safe and reliable payment services.
Whether it is daily shopping, hotel booking, or online bookstore shopping, Visa cards are the most recognized and accepted by merchants, and are equally popular online and in the real world.
2. Visa Gold Card
Whether you are a new customer with a good credit record or an old customer who has always supported Visa cards, please upgrade to the Visa Gold Card immediately to enjoy superior services. The gold standard.
As long as you hold a Visa gold card, you can enjoy a credit limit generally exceeding US$5,000, a revolving credit limit, emergency replacement of new card services and travel cash payment services.
3. Visa Platinum Card
The Visa Platinum Card provides an extremely high credit limit, tailor-made travel reception services and entertainment projects, US$500,000 travel accident insurance, and a series of Attractive and exclusive offers.
Baidu Encyclopedia-VISA
Baidu Encyclopedia-VISA Credit Card
This is the end of the introduction to visa credit card domestic repayment and visa card repayment. Do you know where you found the information you need?