Credit cards usually refer to physical credit cards issued by banks. As long as users have good personal credit and sufficient repayment ability, they can apply for credit cards online and offline. Credit card is a credit payment tool within the bank's credit limit. What does a digital credit card mean? Let's get to know each other.

In fact, digital credit card is also a credit card product launched by banks. Different from ordinary physical credit cards, digital credit cards are a new type of credit cards introduced by banks. A digital credit card without a physical card is essentially a virtual card, but it still has virtual card number, security code, expiration date and other information.

Digital credit cards are different from ordinary credit cards. Digital credit card can't be paid directly by credit card, and it must be attached to the mobile payment platform to be used and consumed. For example, you can directly bind a digital credit card to a third-party payment platform such as WeChat and Alipay, and you can complete the payment. Although the digital credit card has no physical card, it avoids the trouble of reporting the loss of the credit card; On the other hand, digital credit cards rely entirely on network data, and there are also network security risks.