For many friends who want to apply for a Ping An Bank standard credit card, the limit and annual fee of the Ping An Credit Card are two issues that everyone must understand. Today, the editor has sorted out some questions about these two aspects. Interested friends please look down.
What is the limit of Ping An Bank's standard credit card?
The minimum limit of Ping An Bank's standard credit card gold card is 10,000, and the maximum limit for first-time application is not more than 50,000. If you need to increase the limit in the future, the limit can be raised to 100,000. . The limit of ordinary cards is less than 10,000 yuan, and the limit is only a few thousand yuan, with a minimum of 3,000 yuan.
Ping An Standard Credit Card Gold Card is a credit card launched by Ping An Bank for its high-quality customers. If the cardholder feels that the credit limit is not enough during the card use, the following two methods can be used to increase the limit
1. Temporary limit
The temporary limit of the Ping An Standard Credit Card Gold Card is better improve. If the cardholder temporarily feels that the limit on the card is not enough while using the card, he can directly call Ping An Bank customer service to request an increase in the temporary limit. Usually, as long as the cardholder uses the card normally, he or she can apply to increase the temporary limit of the credit card.
2. Permanent limit
I want to increase the permanent limit of the Ping An Standard Credit Card Gold Card. This requires card users to frequently swipe their credit cards during the consumption process. Ping An Bank will adjust the credit card limit once every six months based on the cardholder's card usage. Usually, those who swipe their cards more frequently or have a larger credit limit will have the opportunity to increase the permanent limit of their credit card.
How to calculate the annual fee for Ping An’s standard credit card?
Ping An Bank’s credit card can enjoy the first-year annual fee exemption, and the next year’s annual fee will be waived if you swipe the card 6 times in the same year (Platinum Card, Except car owner card).
Ping An Platinum Credit Card has a rigid annual fee in the first year (cannot be waived). If you spend 150,000 yuan in the current year, you will be exempted from 50% of the annual fee of the card for the next year. If you spend 300,000 yuan or more in the same year, you will be exempted from the annual fee of the card. Annual fee, supplementary card rules are the same as the main card.
Ping An Car Owners’ Credit Card has a rigid annual fee in the first year (cannot be waived). If you spend 30,000 RMB or the equivalent in U.S. dollars in that year, the annual fee for the next year will be waived.
Annual credit card fee for Ping An Platinum Card principal card: RMB 2,800 per year; supplementary card: RMB 1,800 per year
Ping An Standard Credit Card Gold Card, principal card: RMB 300 per year ;Supplementary card: RMB 150/year. Main card: annual fee is waived in the first year, and annual fee is waived for the following year after swiping 6 times.
Principal card: RMB 100/year; supplementary card: RMB 50/year. Main card: annual fee is waived in the first year, and the annual fee for the next year is waived after 6 purchases.
Summary: The above is all about the standard credit card limit and annual fee of Ping An Bank. I hope it is useful to you.