For many cardholders, if there is a Wal-Mart supermarket next to their home, they must apply for a Bank of Communications Wal-Mart Credit Card, which is a must-have at home. As for the reason why this card is worth applying for, I can only say that with this card you can not only participate in points redemption in supermarkets, but also participate in Bank of Communications’ Redtest Friday event!

The Bank of Communications Walmart Credit Card is a supermarket co-branded card launched by Bank of Communications and Walmart. This card combines the special services of Bank of Communications and Walmart to provide cardholders with value-for-money points rewards and installment plans. and other special services.

Let’s take a look at some card friends’ reviews of this credit card:

In addition to the most popular Friday activity, this card also has another activity that I like very much, so I like it with my mother. One person has one card, and you get two gifts each time, so you have a great time swiping.

Let’s first take a look at the gifts obtained by Lazy Sheep every week. In March this year, I received the gifts from the Bank of Communications at the end of 2015, including Samsonite bags and trolley cases, and Rollei wool quilts. The gifts from the Bank of Communications in the first half of 2015 include Philips automatic bread machines and Deshilang knives. 14 years of weekly gifts, Philips sweeping robot and HP photo printer.

In addition, there are recommended contact PAD, ASUS PAD, card swiping bonus, etc. for card application rewards.

Why is the Bank of Communications Walmart Credit Card a no-brainer card for home use? Because before June 1, 2016, this card earned 2 times the points for purchases in Wal-Mart stores. 200,000 points can be used to spend 1,927.5 yuan in the store, and the cash back rate is as high as 1,100 points, which is about one yuan.

Let’s first take a look at my points redemption in March. I spent 1,150 yuan at Wal-Mart on March 25, and my points were deducted for 1,145.48 yuan. Then, because March 25 was a Friday, I participated in the most popular supermarket. Activities, and get another 50 card credits.

In addition, the Bank of Communications also has a super red event twice a year, which provides 50 card swiping credits back for consumption, and you can go to the supermarket once for gas. The activities are also very powerful. Although the rules of the above activities state that you are not allowed to participate in the purchase of supermarket cards, but In fact, since the supermarket card and the POS machine used for shopping are the same, there is no need to worry too much about this problem.

Then let me introduce to you the new rules. Starting from June 1, 2016, new rules will be implemented for Walmart Card cash back and point redemption:

New: Non-Friday Walmart Spend 128 yuan or more in the store to enjoy a 2.5 credit card rebate reward (excluding shopping card purchases)

Changes: If you have points consumption in the last month; if the in-store consumption reaches 2,000 yuan, the upper limit of returns at Walmart supermarkets next month will be increased from weekly 50 yuan / 200 yuan per month increased to 75 yuan per week / 300 yuan per month

No change: Spend 128 yuan or more on Friday to enjoy 5 credit card rebate rewards (excluding shopping card purchases)

Cancellation: Double points for purchases in Walmart stores. Currently, points are not counted for purchases in Walmart stores

In terms of points redemption, it will be converted from deducting already paid purchases to redeeming credit cards:

The redemption limit is changed from 200,000 points per card per year to 100,000 points per household per year

After the card credit is imported into the account, it will be valid for 60 days.

The best redemption method: redeem once a year, each time you redeem 100,000 points, you will get 927.5 yuan in credit.

In addition, points can be earned for transactions on Taobao & Tmall from 5.1 to 8.31 (trial version)

Through "Alipay" in Tmall and Taobao malls (including official website and APP) The Bank of Communications credit card bound to "Quick" will be rewarded with 1 point for every 1 yuan spent during the period from May 1 to August 31.

Which payments are counted in Tmall and Taobao malls? In Bank of Communications' transaction statement, if a transaction is displayed as: "Alipay-taobao-merchant name" or "Alipay-tmall-merchant name", then these transactions are considered to be from Tmall and Taobao Mall.

How many points can you get in a month? Gold Card holders can earn up to 50,000 points per month, while Platinum Card holders can earn up to 200,000 points per month.

The reward points will be imported into the points account corresponding to the card where the transaction occurred at the end of the month after the consumption meets the conditions for receiving the reward.

Summary: For the general public, 100,000 points a year is enough to redeem. Currently, points can be calculated for transactions on Taobao and Tmall. Common livelihood merchants still have points, so they can be used without thinking. , accumulate points without thinking, exchange for card credits, and make a profit ~ For new users, if they apply for a card through the recommendation of others (rumored to help pass), new users who apply online can get 100 yuan in card credits, and if they have points, they can spend 200 100 off~