I didn’t have a credit card before. I am currently working as a mechanic in a car repair shop. I have been working for 4 years and my annual salary is 150,000-200,000 yuan. Can I successfully apply for the Agricultural Bank of China?

You can apply, but the Agricultural Bank of China credit card approval process is strict and may not be approved. It will be easier to get a card approved by a commercial bank. If you want to apply for a credit card, you need to meet the following requirements:

1. The age of the credit card applicant needs to be between 18 and 65 years old;

2. The credit card applicant must have a stable job and Income;

3. Credit card applicants must ensure that they can repay interest on time and have good credit;

4. The applicant must be a natural person with full capacity for civil conduct (robot, vegetative state) , minors, and mentally ill patients to a certain extent are not allowed).

If you meet the above conditions, you need to provide corresponding application materials when applying for a credit card:

1. If you are the principal card applicant, you must provide your ID card: the principal cardholder of the credit card must be over 18 years old. Year old.

2. Documents proving repayment ability, such as proof of work, proof of income, proof of owned property, proof of owned vehicle, and proof of bank assets. Each bank has different standards for importing documents. It depends on the bank's requirements.

3. There is no bad credit record in the credit report (the bank will check it by itself).