1. High-end positioning: As a high-end credit card product, CITIC Wanhao Jingyi Platinum Card usually requires applicants' personal credit status and income status. The bank will comprehensively evaluate the repayment ability and credit risk of the applicant according to the applicant's credit record and income level to ensure the safety of funds.

2. Restrictions: The bank has set a series of application conditions for different credit card products, such as the applicant's age, occupation, income and other requirements. CITIC Wanhao Jingyi Platinum Card may require the applicant to have a certain income source and a stable employment status.

3. Higher spending power and credit history are required: As a high-end credit card, CITIC Wanhao Jingyi Platinum Card usually requires the cardholder to have certain spending power and good credit history. The bank hopes that the cardholder can use the credit card stably and repay the loan on time.