Conclusion: Rural Credit Union’s Pfaff Card is essentially a debit card, not a credit card.

Pfaff Card is a special bank card issued by Rural Credit Cooperatives in Jiangxi Province. It belongs to the debit card category and has a wide range of services, covering 2,600 business outlets in the province, making it convenient for residents to apply locally. This card has various types, including ordinary card, gold card, diamond card, primary and secondary cards, and even Baifu Huimin Card (Fu Nong Card) and IC card specially designed for units and specific groups, aiming to meet different needs. Customer needs and financial needs.

In terms of design, Pfaff Card is based on the needs of modern economic activities and uses high-tech means to provide an efficient and convenient payment tool. It has a series of practical functions, such as completing transactions at credit union outlets and merchants, withdrawing cash through ATMs, managing comprehensive accounts, supporting automatic repayment of self-service loans, and basic banking services such as transfers and remittances, which greatly simplifies financial services. process.