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I know my credit card number and password, but I don’t have my credit card with me. Can I withdraw money from the bank?

Yes.

Regarding the credit card cash withdrawal method, cardholders only need to log in to the bank’s credit card online banking, select the cash advance function, and then follow the prompts. The cash borrowed from the credit card can be directly transferred to the personal debit card account. , the operation is relatively simple. Telephone cash advance means calling the bank's credit card customer service hotline and following the voice prompts to transfer the cash advance into your personal debit card account.

Extended information:

How to withdraw cash without using a credit card

1. Make an appointment through mobile banking. Users only need to operate on their mobile devices. You can achieve "cardless withdrawal". At present, many banks such as Bank of China, Industrial and Commercial Bank of China, Bank of Communications, China Construction Bank, China Merchants Bank, Shanghai Pudong Development Bank and Shanghai Banking Group have launched this service, which is widely popular.

The prerequisite for using this function is that users must first activate mobile banking and download the relevant bank APP on their mobile devices.

2. Make an appointment to withdraw cash by QR code. Cardless withdrawal can also be achieved by scanning the "QR code". This function is also implemented through the mobile phones of some banks. For example, Bank of Communications mobile banking allows you to make an appointment for "QR code withdrawal". After that, the user needs to select "QR code withdrawal" on the ATM machine, use mobile banking to enter financial services, then select QR code withdrawal and scan the code, and finally enter the corresponding transaction. Information is enough.

3. Make an appointment for cash withdrawal through online banking. It is another way to reserve an amount for yourself on online banking for "cardless withdrawal". To make a withdrawal reservation through online banking, you can go to any ATM of the reserved bank during the reservation time and use the relevant information and verification code to withdraw the money. If the reservation funds are not withdrawn after the reservation time, the system will automatically return the amount to the bank account, and the user can cancel the reservation funds at any time.

Baidu Encyclopedia - Cash Withdrawal by Credit Card - Main Methods

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