If the user's credit record is blank, it is suggested to apply for a credit card to pay for the usual consumption and repay on time, so that the purpose of having a credit record can be achieved.

The white account of the central bank shows that there is no credit business with finance. You can go to the bank to get a credit card or borrow some money (remember to repay it on time), and you will have the data. You don't have to apply for opening or anything.

People with completely white credit information had better go to the bank counter to apply for a credit card in person. It's the beginning of the year, and many banks are promoting credit cards. There are many discounts for handling credit cards. Don't apply online.