Credit cards do not require a credit card guarantor.
1. Just provide proof of income, copy of ID card, copy of existing credit card and other information. Commercial banks will go to the People's Bank of China credit system to check your credit record. In addition to your income, credit record is another important basis for whether they can issue you a credit card.
2. There is no guarantor for the credit card itself. The credit card depends entirely on your personal creditworthiness. As for the application process, you are generally required to fill in an immediate relative contact person and an emergency contact person (which can be a relative or friend) just to increase your credibility and to facilitate notification of others when you fail to repay the loan in time and cannot contact you. People, but this can be replaced, but it cannot be removed.
Extended information:
Guarantee method:
1. Guarantee method refers to the method of realizing guarantee rights and responsibilities stipulated in the Guarantee Law, including mortgage and pledge. There are five methods: guarantee, lien and deposit. In particular, the guarantee belongs to the People's Insurance Company of China. The credit guarantee we often refer to refers to the nature of property insurance.
2. The issue of the scope of use of guarantees. In the relationship between rights and liabilities guarantee law, there are many other unjust enrichment debts and civil and commercial activities for which guarantees can be established. Whether it is the Guarantee Law or the judicial interpretation of the Guarantee Law, a comprehensive understanding of guarantees is required.
3. In the process of guarantee business practice, guarantee companies are also working hard to explore and establish guarantee styles based on the original guarantee methods, standardize legal risks, and promote the smooth development of guarantee business.
4. As a guarantee company, how to quickly improve its risk management capabilities? We believe that practicing internal skills is the key. The first thing a guarantee company must deal with is how to improve its risk management capabilities. In the following points We will make great efforts in all aspects and complete the construction of our risk management system by cultivating our internal strength.
Baidu Encyclopedia-Credit Card