A card has not only the logo of UnionPay, but also the logo of visa or MasterCard or other credit card organizations. If there are two signs on the card, it will be counted as two cards on the credit report.
There are two main types of dual-currency cards: one is a dual-currency credit card; The other is a dual-currency debit card.
Dual-currency credit cards are credit cards with RMB and USD settlement accounts, and their functions are basically the same as those of single-currency credit cards.
Credit report is divided into personal credit report and enterprise credit report, which is a record of personal credit information released by the Credit Information Center of China People's Bank.
The new version of the credit report of the central bank's personal credit information system has been put into operation, and the "validity period" of overdue records is officially set at five years. The new credit report sets the starting point of overdue information as 65438+2009 10 month, and the previous bad repayment record has been deleted.
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Credit cards can be classified in many ways. In terms of currency, it can be divided into single-currency cards and dual-currency cards. In China, then, we can be more precise, that is, money is divided into dual-currency cards and RMB cards, and dual-currency generally refers to US dollars, RMB or Euro and RMB.
Many domestic banks have successively cooperated with international bank card organizations such as VISA and MasterCard to launch bank cards with RMB and USD settlement functions. In China, RMB settlement can be realized through UnionPay. After going abroad, you can spend and withdraw cash at ATMs of merchants and banks that support VISA or MasterCard, and settle in US dollars.
Baidu Encyclopedia-Dual Currency Credit Card