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How to use mobile phone to bind credit card

How to use mobile credit card?

You can bind your credit card to your mobile Alipay or WeChat personal account for use, but the credit card must have the online payment function enabled.

The correct way to use and repay credit cards

1. Know the most basic things before using a credit card

A credit card is just another loan from a bank. In simple terms It means that the bank lends us money first, and can give us an interest-free period of one month to fifty days, so that we can solve our current crisis and buy what we want in advance; when using the card, we must know that we originally need it Then use the credit card to spend.

2. Don’t cash out randomly

Banks do not allow cash out. Follow this point to make the bank feel that the money is safe with us and make money at the same time. Follow this If you do it for the purpose, there will be no problem.

3. Timely repayment is a must.

Having credit card credit is the first priority. If you don’t have credit card credit, it’s best not to use it, because credit is related to your future business dealings with the bank. issues, especially in businesses such as loans.

Nowadays, it is very convenient to repay a credit card. You can transfer it directly with Alipay or other cards that are free of handling fees and can be credited instantly. As long as you have a smartphone, you don’t need to go out to repay your credit card. Done.

What are the steps to bind a credit card to the Bank of China app?

After registering and logging into the Bank of China Colorful Life APP, click "Use Card" - "Add" at the bottom of "Card Management" Bank of China Card", enter other information according to the prompts on the page to complete the binding.

The above content is for your reference, please refer to actual business regulations.

How to pay with a credit card by binding a credit card to WeChat

How to pay with a card using WeChat is divided into three steps. First, you need to add a credit card to WeChat. The following are the specific steps: 1 Step 1 Listen to the voice First open the WeChat client, then click the button in the upper right corner, click the payment option in the pop-up option bar, enter the payment page, 2 Step 2 Listen to the voice and click below the payment code to use this payment first Method payment options, 3 Step 3 Listen to the voice and select the credit card you want to use. How to pay with credit card via WeChat: 1. After opening WeChat, click "Me" in the lower right corner. 2. Click Pay in the WeChat Personal Center. 3. Next click on WeChat Wallet in the upper right corner. 4. Click to select a bank card in WeChat Wallet. 5. Select Add Bank Card at the bottom and bind the credit card you want to swipe. 6. In the future, users can just choose the bank card to pay when scanning payment on WeChat or presenting the payment code.

How to bind a credit card to CCB Mobile Banking

1. On the mobile desktop, open the CCB client and click on the upper left corner of the page.

2. Next, click Login to log in to your personal account.

3. After logging in, click on the account pointed by the arrow.

4. In the page that appears, click Add Account at the bottom of the page.

5. Next, on the account selection page, select a credit card account.

6. Then, fill in the credit card account information and click Bind at the bottom of the page.

Can I scan the QR code to pay with a mobile phone bound to a credit card?

Can I scan the QR code to pay with a credit card? The payment by scanning the QR code with a credit card can be divided into the following situations:

1. By binding After settling on a third-party payment platform or bank APP, as long as the merchant and the third-party platform sign a credit card payment agreement, you can scan the QR code to pay.

2. After binding your credit card to Alipay, WeChat, UnionPay wallet, etc., scan the merchant's payment QR code, or ask the merchant to scan the payment QR code of your Alipay, WeChat, or UnionPay wallet. As long as the merchant Once you have signed the credit card payment agreement, you can complete the credit card scan code payment.

3. Most banks’ own mobile APPs can also be used for scan-code payment, but there are fewer merchants that sign with the bank for scan-code credit card payment than those with Alipay, WeChat and UnionPay Wallet.

Extended information:

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

It is in the form of a card with the issuing bank name, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards as stipulated in the relevant laws of our country refer to electronic payment cards issued by commercial banks or other financial institutions that have all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc.

On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit.

The credit card generally refers to a credit card.

Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).

The main features of credit cards:

①Credit cards are one of the fastest growing financial services today. They are an electronic currency that can replace traditional cash circulation within a certain range;

②Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

③Credit cards are high-tech products that integrate financial services and computer technology.

④Credit cards can reduce the use of cash;

⑤Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

⑥Credit cards can simplify collection Reduce payment procedures and save social labor;

⑦Credit cards can promote product sales and meet social needs.

This ends the introduction on how to bind a credit card with a mobile phone and how to bind a mobile phone number with a credit card. Have you found the information you need?