Credit cards provide a lot of convenience to everyone’s lives, so many people have applied for credit cards. Credit cards are divided into primary and secondary cards, so are the limits of the primary and secondary cards shared? Let’s talk about it today.

Does the credit limit of the supplementary card and the main card have the same limit?

The limit of the main and supplementary card is fully shared, no matter how many main and supplementary cards you have in your hand , all share the same limit. If the total limit is 10,000 yuan, then one of the cards has an overdraft consumption of 5,000, and all other cards combined can also have an overdraft consumption of another 5,000.

The difference between the principal credit card and the supplementary card

1. Different credit limits: The limit of the principal credit card is the entire credit limit of the cardholder, while the limit of the supplementary card is determined by the principal card The maximum limit determined by the cardholder cannot exceed the limit of the main card;

2. Different annual fees: The annual fee of the supplementary card is lower than that of the main card. Generally speaking, the annual fee of the supplementary card is the same as that of the main card. Half;

3. Different status: the main credit card card has the management rights of the secondary card, and the main card has relatively greater rights;

4. Different application conditions: the main credit card card The card application conditions will be stricter than those for supplementary cards. Generally, anyone with a main credit card can apply for a supplementary card (except for cards that do not support supplementary cards).

So, the main credit card and the supplementary card can generally be applied for together, or you can apply for the main card first and then apply for the supplementary card. The credit limit of the main card and the supplementary card is exclusive.