What are the easiest credit cards to apply for with ICBC? These five applications are so simple!

Although every bank has credit cards, ICBC, as the largest bank in the world, issues the most and most comprehensive credit cards. This is also related to ICBC's strong strength. Many people want to have an ICBC credit card, but in most people's minds, credit cards from major state-owned banks are not that easy to apply for. In fact, ICBC also has credit cards that are easy to apply for. Let's take a look at which ones they are!

1. World Struggle Card

World Struggle Card is a main promotion card of ICBC. The card withdrawal rate has always been good, and it is also endorsed by Lang Ping. The card looks very good. The card surface colors of each level are different. The corresponding card surface colors are blue for regular cards, red for gold cards, and black for platinum cards.

2. Constellation Card

ICBC’s Constellation Card can be said to be the pinnacle of appearance. It is a card type designed with the pattern of the twelve constellations, and it is also a card that is highlighted. Needless to say, one of them is the card removal rate. There are also three levels, campus version regular card, gold card and simple gold card.

3. Little White Card

ICBC also has its own Little White Card, which is a co-branded card with JD.com. It can be applied through the JD.com platform or through ICBC channels. . Generally speaking, as long as you are a regular customer of JD.com, your application will be easily approved.

4. Car Plus Card

ICBC’s Car Plus Card is more suitable for car owners. You can enjoy discounts such as gas rebates and meet ICBC’s basic credit card application conditions, and then you can If you have a car in your name, you can basically apply for approval, and the card application rate is also very high. There are also three levels: regular card, gold card, and platinum card.

5. Zodiac Card

ICBC’s Zodiac Card is also a new card type well-known by many netizens. It is said that the card application rate is super high, and most of the applications have been approved. Only Gold card one level.

The above 5 cards are the easiest credit cards to apply for from ICBC. When choosing a card level, you should choose it based on your own star rating. Generally, you can choose a regular card with a three-star rating. If you reach five stars, you can choose the gold card, and if you reach six stars or above, you can choose the platinum card. [img]

There are several types of ICBC cards

The main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into : Peony Visa Card, Peony MasterCard and Peony Express Card; divided into: platinum card, gold card and ordinary card according to credit level; divided into business card and personal card according to the issuing object, among which personal card is divided into main card and supplementary card .

1. Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used both at home and abroad, and are settled in RMB and a designated foreign currency. The Peony International Card adopts a revolving credit transaction method. For consumption overdrafts within the credit limit, if the payment is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

2. Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China that gives the cardholder a certain credit limit and the cardholder can consume within the credit limit and then repay. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China and in Hong Kong, Macau, Thailand, South Korea, Singapore and other regions. It is settled in RMB and has functions such as transfer settlement, cash deposits and withdrawals, and credit consumption.

3. Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used in the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. Peony credit cards are divided into business cards and personal cards according to different issuance objects; they are divided into gold cards and ordinary cards according to different credit levels.

Extended information

Advantages of bank cards:

1: Fully realize paperless transactions.

Most of the bills and documents used in the past were replaced by electronic checks, electronic money orders and electronic receipts; the original banknotes were replaced by electronic money, that is, electronic cash, electronic wallets, and electronic credit cards; the original paper The mailing of quality documents becomes transmitted through the data communication network.

2: The service is convenient, fast, efficient and reliable.

Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use online banking services whenever you need them, without being restricted by time or geography, that is, realizing 3A services (Anywhere, Anyhow, Anytime).

3: Low operating costs.

Because online banks adopt virtual reality information processing technology, online banks can reduce the number of business points without reducing the original business volume.

4: Simple and easy to use.

The online E-mail communication method is also very flexible and convenient, which facilitates communication between customers and banks as well as within banks.

Baidu Encyclopedia--ICBC Credit Card

What are the types of ICBC Credit Cards

ICBC Credit Cards are classified in the following ways:

1. Whether there is an interest-free repayment period is divided into credit cards and quasi-credit cards.

2. According to the credit level, it is divided into black gold card, platinum card, gold card and ordinary card.

3. According to the account currency, it is divided into RMB cards and dual-currency cards (including multi-currency cards).

4. According to the brand, it is divided into UnionPay card, VISA card, MasterCard, American Express card, JCB card and Diners Club card, etc.

5. According to the card issuance objects, it is divided into personal cards and business cards. Personal cards are divided into primary cards and secondary cards.

6. According to the information carrier, it is divided into magnetic stripe cards, chip cards and magnetic stripe chip review cards.

For more information about the types of ICBC credit cards, go to: View more content

What types of ICBC credit cards are there?

According to different standards, ICBC’s credit cards are divided into different categories, which can be roughly divided into: Peony standard credit card, Peony co-branded credit card, and Peony theme credit card. Other classifications are as follows:

1. According to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card;

2. According to the credit rating They are: platinum card, gold card and ordinary card;

3. According to the issuance objects, it is divided into business card and personal card, among which personal card is divided into main card and supplementary card.

1. Peony Standard Credit Card

The Peony RMB credit card is issued by the Industrial and Commercial Bank of China. It adopts the internationally accepted revolving overdraft consumption method. The card issuer provides payment based on the credit status of the cardholder. The cardholder's credit limit, the cardholder consumes within the credit limit first and then repays.

2. Peony Co-branded Credit Card

Co-branded credit card is a Peony card derivative product issued by commercial banks in cooperation with various institutions, with the logo of the co-branded unit printed on the card surface. The essence of its operating model is that banks introduce preferential and value-added services from another industry through the resources of co-branded partners. Therefore, co-branded cards not only have the financial service functions of ordinary credit cards, but can also enjoy discounts or other special services from the co-branded unit. .

3. Peony-themed credit card

There are many kinds of peony-themed credit cards. For example, the Peony Food Card is a themed credit card issued by the Industrial and Commercial Bank of China with the connotation of "Love Food, Love Life". Cardholders can not only enjoy the basic financial functions and services of ICBC Peony Credit Card, but also experience preferential treatment from ICBC's nationwide catering merchants. While enjoying delicious food, they can also feel the warm services provided by ICBC.

Extended information:

ICBC credit card is the most widely issued credit card in China. Currently, the main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card.

According to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit level, they are divided into: Platinum Card, Gold Card and Ordinary Card; according to the issuing objects, they are divided into business cards card and personal card, of which personal cards are divided into primary cards and secondary cards.

Reference materials:

Industrial and Commercial Bank of China Credit Card - Baidu Encyclopedia

That’s it for the introduction of what Industrial and Commercial Bank of China credit cards are.