After the credit union loan is written off, the credit report will be displayed on the credit reporting system

After the credit card manual bad debt is written off, repayment is still required:

① Write-off It is the behavior of the bank;

② Just because the bank no longer treats this customer as its non-performing assets, it does not mean that it no longer owes the bank money;

③ It still needs to fulfill the repayment after the write-off Long-term non-repayment has been recorded as a bad personal credit report.

Bad personal credit record:

① Ensure that the debt is paid off in a timely manner and all fees are paid;

② The bad record will be automatically cleared after five years. Loan business can be handled normally;

③ If the repayment is not made, the bank can retroactively increase the non-recording period to five years after five years;

④ If the circumstances are serious, the bank can It will be traced back to permanent storage;

⑤ During the period of bad credit reporting, you are not allowed to buy train tickets or air tickets for travel;

⑥ During the period of poor credit reporting, you are not allowed to take out loans or use credit cards;

⑦ During the period of bad credit reporting, traveling abroad is subject to certain restrictions.