Yes. Credit card suspension refers to the suspension of a credit card. One of them is to apply for voluntary suspension of use, and the other is to be restricted by the bank due to overdue behavior. Because there will be corresponding fees during the use of a credit card, after an individual has paid off the credit card balance, he or she can actively apply to terminate the card, so that no other additional fees will be incurred; if the individual has an overdue credit card and is suspended by the bank Using a credit card can only be used normally after the credit card has been paid off. After the credit card is suspended, because it is no longer possible to use the card for consumption, no new bills and fees will be incurred. The amount owed can be repaid slowly, or it can be repaid in full in the same month. Only after all is repaid can the credit card be repaid. You can apply to the bank for re-use, but once the credit card is overdue, it will affect your personal credit score and your credit with the bank. Therefore, it is recommended to repay the loan in time before it is overdue and avoid defaulting.