According to the Management Measures for Credit Card Business issued by China People's Bank 1996, credit cards are only used by legitimate cardholders, and cardholders are not allowed to rent or lend credit cards and their accounts. Although the cardholder lends the credit card to others for overdraft, all the responsibilities are still borne by the cardholder because the cardholder has not changed.
Extended data:
Relevant provisions of the Civil Procedure Law of People's Republic of China (PRC)
Article 119 A prosecution must meet the following conditions:
(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;
(2) Having a clear defendant;
(3) Having specific requests, facts and reasons;
(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.
Article 120 A complaint shall be submitted to the people's court, and copies shall be submitted according to the number of defendants.
If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.
Article 121 A complaint shall contain the following items:
(1) The name, sex, age, nationality, occupation, work unit, domicile and contact information of the plaintiff, the name and domicile of the legal person or other organization, and the name, position and contact information of the legal representative or principal responsible person;
(2) Information such as the name, gender, work unit and domicile of the defendant, and information such as the name and domicile of the legal person or other organization;
(3) the request and the facts and reasons on which it is based;
(4) Evidence and its sources, names and residences of witnesses.
Phoenix. Com- "Pay the bill" for the dispute of unjust enrichment caused by credit card overdraft by others
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