(1) The number of repayment suspension periods is automatically calculated and rounded by the system according to "prepayment amount/sum of principal and interest payable in prepayment period", and the longest period shall not exceed 12 months.
(2) During the suspension period, financial and loan factor adjustment transactions are not allowed. If financial transactions need to be processed, the suspension must be lifted before processing.
(3) Only applicable to equal principal and interest and decreasing average capital. If the installment repayment method is equal increase or decrease or equal proportion increase or decrease, the repayment method must be changed to equal principal and interest or average capital decreasing before it can be processed.