At present, many users who apply for credit cards apply directly through online channels. After the credit card online application is approved, the bank will often send the credit card to the cardholder by express delivery.
CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The major shareholder is China CITIC Company Limited.