Friends with credit cards can not only enjoy a variety of merchant discounts and discounts, but also have more flexible working capital. However, many people find that their credit card limit is simply not enough and want to increase it. What should I do if I want to increase the credit card limit of Shengjing Bank? Can it be promoted?

Can the credit card limit of Shengjing Bank be increased?

1 Temporary line increase

You can apply to Shengjing Bank Credit Card Center for a temporary quota, which will take effect immediately after it is approved. The temporary credit line of a credit card is valid for a certain period of time, and will automatically revert to the original credit line after the specified period. After the temporary line expires, the used temporary line, that is, the part exceeding the fixed line, will no longer enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.

2 quota increase

Cardholders can call Shengjing Bank's credit card customer service phone number to apply for increasing the quota. Shengjing Bank will review the applicant's consumption, repayment and other card usage to determine whether to increase the fixed amount. Therefore, credit card quota is the result of comprehensive evaluation of bank credit card approval system, which is related to many factors.

Therefore, both the temporary credit line and the fixed credit line of Shengjing Bank can be improved. I hope this answer is helpful to everyone.