Every expenditure or transaction on a credit card counts towards the cumulative number of purchases, and there is no limit to the amount. A 1-cent transaction is also counted as one purchase.

1. Credit cards generally have a three-day grace period after the repayment date. Repayment within the grace period is deemed to be repayment on time;

1. If you pay it off in full, no charges will be incurred. Fees;

2. If the repayment amount is less than the minimum repayment stipulated by the bank, it will be considered overdue, and the interest rate will be 0.05%. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged; < /p>

3. If the repayment amount is greater than or equal to the minimum repayment but less than the full repayment, interest will be paid at 0.05%;

2. If the repayment exceeds the grace period, it will be deemed as Overdue: Interest rate is 0.05%, plus late payment fees.