If the court freezes the credit card, it will be frozen. The credit card is also part of the defendant's property and is legal property. The court has the right to go to the bank to inquire, freeze, and transfer bank deposits (including credit cards) due to judicial needs. If due to case handling or judicial needs, the court has the right to freeze the relevant bank accounts involved in the case; the general freezing period is six months, which can be extended once according to needs, and the general extension is three to six months; if it is suspected of violating the law, the account can be permanently frozen .

The circumstances under which the court has the right to freeze the personal accounts of others are as follows:

1. In civil litigation, if property preservation measures are taken based on the application of the party concerned, the account of the other party may be frozen;

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2. During the execution process, the court may freeze the personal account of the person subject to execution ex officio;

3. The court may freeze the account of the respondent based on the party’s application for pre-litigation preservation. . The court freezes the account for six months, but before expiration, it can be continued to be frozen.

Legal basis: Article 245 of the "Civil Procedure Law of the People's Republic of China"

The people's court seals, detains, and freezes the movable and immovable properties of the person subject to execution and other property rights, a ruling shall be made and served on the person subject to execution and the person applying for execution.

If the measures of sealing, detaining, and freezing require the assistance of relevant units or individuals, the people's court shall prepare a notice of assistance in execution and serve it together with a copy of the ruling to the person assisting the execution. The sealing, detaining, freezing ruling and the execution assistance notice will take legal effect when they are served.