I believe that many people have one or more credit cards in their hands, and the number of people who are unable to repay their credit card bills due to impulsive consumption is also increasing. Recently, many netizens have asked, is the company that specializes in handling overdue credit cards reliable? Actually, it's all a lie. Let's go and have a look.

What if the credit card is overdue?

If the cardholder's credit card bill is overdue, the bank will collect the arrears in various ways. If the overdue time is too long, you may be sued by the bank. In order to avoid more serious consequences, the cardholder will negotiate with the bank for repayment. If the cardholder has a strong willingness to repay, the bank will generally negotiate personalized installment services.

It is understood that there are many companies dealing with overdue credit cards in the market. In fact, they are all deceptive, and cardholders need to be vigilant. These companies basically use cardholders' anxiety to defraud cardholders of their money. It is reported that the bank only accepts the cardholder's own consultation and does not accept the cardholder's entrustment to a third-party intermediary.